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Flexible Finance for Ambitious Businesses

Whether you need a cashflow boost, funds to grow, or breathing room between invoices, our business loans are built to keep things moving. Fast approvals, flexible terms, and no property security required. Just smart lending that works for your business, not against it.

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50+ Lenders

Clear Costs

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Apply Online

Start your application anytime, anywhere. No mountains of paperwork, just a quick, straightforward process designed for busy businesses.

Select Your Asset

With finance ready, you can confidently choose the equipment, machinery, or technology your business needs to grow and thrive.

Get Pre-Approved

We’ll review your details promptly and provide a pre-approval, so you know your financing limit before you commit to any purchases.

Finalise & Get Going

Sign off on the final paperwork and secure your asset. Simple, streamlined, and stress-free, exactly how business finance should be.

Apply Online

Start your application anytime, anywhere. No mountains of paperwork, just a quick, straightforward process designed for busy businesses.

Get Pre-Approved

We’ll review your details promptly and provide a pre-approval, so you know your financing limit before you commit to any purchases.

Select Your Asset

With finance ready, you can confidently choose the equipment, machinery, or technology your business needs to grow and thrive.

Finalise & Get Going

Sign off on the final paperwork and secure your asset. Simple, streamlined, and stress-free, exactly how business finance should be.

Our Lenders

We’ve partnered with over 50 trusted lenders, big and small, to bring you a wide range of options. With us, you’ve got the freedom to choose the loan that fits your needs, not the other way around.

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Shift Logo
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What Our Customers Say

Check out the real stories from drivers like you who’ve hit the road with our help. 

Frequently Asked Questions

What is an unsecured business loan?

An unsecured business loan is exactly what it sounds like, a loan that doesn’t require you to put your house, vehicles, or any other assets on the line. Instead of using collateral, lenders assess your business based on factors like cash flow, trading history, and credit score.


That means less paperwork, faster approvals, and more flexibility, especially helpful for businesses that need funds quickly or don’t want to risk tying up their assets.


Unsecured business loans are ideal for covering short-term expenses, funding growth, purchasing stock, hiring staff, launching a new service, or simply smoothing out cash flow during slower months. You still get access to funds (often up to $250k or more), just without the stress of risking property or equipment.

What industries do you support?

Our lending solutions cover a diverse range of Australian industries, from tradies and tech startups to cafes, construction, and everything in between. Whether you’re turning wrenches, coding apps, brewing coffee, or building homes, if you’ve got an ABN and a clear plan, we’ve got the finance options to help you grow.


No matter your sector, we understand that every business has unique cash flow cycles and funding needs. That’s why we tailor our approach to your industry and circumstances, ensuring you get finance that fits like a glove - not a one-size-fits-all solution.

How much can I borrow?

That depends on your business’s financials and the lender’s criteria, but generally, loans range from $10,000 up to $500,000. Whether you need a quick boost or a serious injection of funds, we’ll help you find the right fit.

What’s the typical loan term for business lending?

Loan terms usually range from 6 months to 3 years, it all depends on your needs and the lender’s flexibility. Whether you’re after a short-term boost or a longer runway, we’ll help you find the right fit for your business goals.

Can I use business loans for multiple purposes?

You sure can. Business loans are pretty versatile. Whether you need working capital, want to buy new equipment, consolidate debt, or cover unexpected costs, one loan can do a lot of heavy lifting. Think of it as funding with flexibility.